As winter approaches, it is the perfect time to focus on two things that matter most: your health and your coverage.
Many people do not realize that both can change quickly, especially if they wait too long to review their Medicare plan before the December 7 enrollment deadline.
Here is what every senior and family should keep in mind right now.
1. Cold Weather Can Sneak Up on Your Health
Even mild winters in Western New York can bring sudden changes in how we feel day to day. Small daily habits make a big difference.
• Stay active indoors. Try gentle chair exercises, stretching, or light housework to keep joints loose and energy levels up.
• Protect against dry air. A small humidifier or even a simmering pot of water adds moisture to the air and helps your throat and lungs.
• Boost your immunity. Drink water often, and include more fruits and vegetables in your meals. Vitamin C and hydration go a long way.
• Bundle up properly. Seniors lose body heat faster, so warm layers and socks protect more than just comfort… they protect health.
2. Medicare Plans Change Every Year
Your plan may look the same on paper, but networks, prescriptions, and costs often shift quietly from one year to the next. Checking now can prevent frustration later.
• Review your plan early. Waiting until December can make it harder to schedule a review.
• Compare costs and benefits. Many people find equal or better coverage for less money simply by exploring their options.
• Ask for trusted guidance. Kristen Sharpe with Maust & Leone helps Western New York families review their Medicare plans at no cost and with no pressure.
Helpful tip: Even if you are happy with your plan, a quick look may reveal added benefits or lower prescription costs for 2026.
3. Stay Connected and Prepared
Winter can feel isolating, and staying connected helps both emotional and physical health.
• Keep emergency numbers nearby. List your doctor, pharmacy, and agent where you or family can easily find them.
• Stay social. A phone call, a neighborly visit, or a coffee with a friend boosts mood and strengthens immune health.
• Check on loved ones. A reminder to refill prescriptions or turn up the heat can make all the difference during cold months.
Your Winter Readiness Checklist
Take five minutes this week to check these off.
Schedule your annual checkup
Refill all prescriptions early
Review your Medicare plan before December 7
Make sure your home is safe, warm, and draft-free
Keep water, snacks, and a flashlight within reach
Your health and coverage deserve attention, not stress.
Sharpe & Healthy is here to make it simple, clear, and caring.
If you have not reviewed your Medicare plan yet, now is the time.
Call Kristen Sharpe: 585 737 8685
Email: [email protected]
Partnered with Maust & Leone — Trusted Medicare Advisors
Stay warm. Stay covered. Stay Sharpe & Healthy this winter.